Whether you’re planning to build your dream home from the ground up, or you’re purchasing a home in need of major renovations, our construction mortgages can help.

Construction Loan Program


If you’re ready to build the home of your dreams, our construction loan experts are here to help you every step of the way. Our program offers a one-time closing, saving you money and allowing you to lock in your rate at the time of application.

  • Interest-only payments during construction period, followed by fixed monthly payments

  • As little as 5% required for down payment

  • Loan may include purchase of land in addition to cost of construction

  • Construction loans available up to $1,000,000.00

Land Loan Program


If you’re planning to build in the future and are looking to purchase the land now, this program may be the first step in making your dream home a reality.

  • Land purchases only

  • Fixed-rate and term with set monthly payments for up to 10 years

  • Financing available up to 80% of the purchase price or appraised value

If you're interested in our land loan program, please contact our Home Loan experts:
Phone: 1-888-884-4626
Email: mortgagelending@northwest.com

Bridge Loan Program


If you’re purchasing or building a new home and would like to use the equity in your current property to help with down payment and closing costs, our Bridge Loan Program could be the perfect option.

  • Product features interest-only payment, until maturity

  • Balance is due in 12-months or upon sale of current property, whichever comes first

  • Program available to Northwest customers in conjunction with new purchase mortgage or construction loan

  • Customers may consolidate existing debt in addition to cash-out to assist with new purchase mortgage or construction loan