Ready to buy or build a new home, but aren’t sure where to start?
Knowing how much you can borrow is an important first step.

What's a mortgage prequalification?

With a mortgage prequalification, you can determine how much you can borrow based on estimates of key factors like income, current monthly debt and credit history.



How is it different from a mortgage application?

A prequalification is not an application. When you apply for a mortgage prequalification, we don’t verify information you’re submitting with documents like pay stubs and financial statements. Instead, we’ll provide you with an estimate of the loan amount you could qualify for based on information you provide, so turnaround is fast and easy— and typically you’ll have an answer within one business day.



Why get a prequalificaition?

With a prequalification in hand, you’ll have a better idea of what’s in your price range when you start house hunting, which makes it helpful when you’re narrowing down homes you’d like to tour. Plus, you’ll carry more weight with your local realtor because they’ll be more confident in your ability to buy.



Ready to get started?

Stop by your local office or click below.