Whether you’re ready to jump in or don’t know where to start, we’re by your side every step of the way.

Find the right mortgage fit for you below.

Conventional Loan Program

 

Fixed-rate and adjustable-rate mortgages available, featuring competitive pricing and personalized service. Whether you’re looking to purchase a new home or refinance, your Northwest Home Loan team is ready to help.

  • Low, fixed-rate options available

  • Adjustable-rate mortgages (ARM) also available

  • As little as 5% required for down payment

  • Private mortgage insurance (PMI) required with less than 20% down payment

    • Can be dropped when your loan balance is 80% of the original value of your home

    • No upfront mortgage insurance premium (MIP)

  • Purchase and refinance options available

  • Loan amounts available up to $484,350


Northwest Plus Loan Program

 

This program is tailored to customers who may not qualify for a conventional loan, but are otherwise creditworthy. Whether it’s a unique property, excessive acreage or challenges with documentation, our Home Loan experts are available to help you accomplish your goals.

  • Fixed-rate and adjustable-rate mortgages available

  • Purchase and refinance options available

  • Minimum credit score of 640 required

  • Loan amounts available up to $484,350


Jumbo Loan Program

 

Looking to borrow more than $484,350? Instead of multiple mortgages, a jumbo loan may be the right fit.

  • 15, 20 and 30-year fixed terms available

  • Adjustable-rate mortgages (ARM) also available

  • Loan amounts available up to $1,000,000.00

  • As little as 10% required for down payment

  • Minimum credit score of 700 required

Get Prequalified

 

If you'd like to see whether you qualify for a home loan and for what amount, click below.

Get your estimated monthly payment

 

Use our calculator to find your estimated monthly payment and see how the principal is paid over time.