We’ve partnered with the Federal Housing Administration (FHA), United States Department of Agriculture (USDA) and Veteran’s Affairs (VA) to offer mortgages with minimal down payments and competitive rates to qualifying borrowers.
FHA Loan Program
With an FHA Loan, you can secure a home with as little as 3.5% down. The Federal Housing Administration helps make home ownership a reality with flexible down payment options and no income restrictions.
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Fixed rate mortgages available
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As little as 3.5% required for down payment
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Purchase and refinance options available
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Gifts from family permitted to assist with down payment
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Flexible credit qualification criteria
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Seller contributions of up to 6% permitted
USDA Rural Development Program
The United States Department of Agriculture (USDA) offers home loans for borrowers living in rural areas. With no down payment required and qualifying credit scores as low as 640, this could be the program to help you find a little space of your own.
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Low, fixed-rate options available
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No down payment required
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Ability to finance the up-front USDA Guarantee Fee, reducing your closing costs
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Available with credit scores as low as 640
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Seller contributions of up to 3% permitted
VA Loan Program
We want to thank our veterans for their service. The Veterans Administration (VA) has created a loan program which offers 100% financing, flexible credit requirements and no income restrictions.
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Fixed-rate mortgages available
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No down payment required
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Purchase and refinance options available
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No mortgage insurance required, reducing your monthly payments
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Ability to finance the up-front VA funding fee, reducing your closing costs
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Available with credit scores as low as 640
- Seller contributions up to 4% permitted
